Cost of Living in Louisville, KY 2026 - Calculator & Comparison

Louisville Key Facts

State income tax rate: ~4.0%. See Kentucky tax brackets

City/local income tax: ~2.2%

What is the cost of living in Louisville, KY?

The overall cost of living index in Louisville is 83, which is 17% below the national average of 100. Housing is the biggest factor at 72.

Is Louisville expensive to live in?

Louisville is relatively affordable, ranking #7 out of 50 major cities with a cost index of 83.

What is the median household income in Louisville?

The median household income in Louisville, KY is approximately $52,237.

Oklahoma City, OK

Index: 82

Cincinnati, OH

Index: 82

El Paso, TX

Index: 81

Indianapolis, IN

Index: 86

San Antonio, TX

Index: 87

Milwaukee, WI

Index: 87