Cost of Living in Cincinnati, OH 2026 - Calculator & Comparison

Cincinnati Key Facts

State income tax rate: ~3.5%. See Ohio tax brackets

City/local income tax: ~1.8%

What is the cost of living in Cincinnati, OH?

The overall cost of living index in Cincinnati is 82, which is 18% below the national average of 100. Housing is the biggest factor at 65.

Is Cincinnati expensive to live in?

Cincinnati is relatively affordable, ranking #6 out of 50 major cities with a cost index of 82.

What is the median household income in Cincinnati?

The median household income in Cincinnati, OH is approximately $40,640.

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Index: 82

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Index: 86

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Index: 87

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Index: 77