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Calculate Stripe processing fees and find what to charge to net your desired amount.
Charge This Amount
$103.30
Stripe Fee
$3.30
3.19% effective
You Receive
$100.00
To receive $100.00 after Stripe fees, charge your customer $103.30
| Desired Net | Charge Amount | Stripe Fee | Effective % |
|---|---|---|---|
| $5.00 | $5.46 | $0.46 | 8.90% |
| $10.00 | $10.61 | $0.61 | 5.90% |
| $25.00 | $26.06 | $1.06 | 4.10% |
| $50.00 | $51.80 | $1.80 | 3.50% |
| $100.00 | $103.30 | $3.30 | 3.20% |
| $250.00 | $257.78 | $7.78 | 3.02% |
| $500.00 | $515.24 | $15.24 | 2.96% |
| $1,000.00 | $1,030.18 | $30.18 | 2.93% |
| $2,500.00 | $2,574.97 | $74.97 | 2.91% |
| $5,000.00 | $5,149.64 | $149.64 | 2.91% |
Domestic Cards
2.9% + $0.30
International Cards
3.9% + $0.30
+1% for currency conversion
ACH Direct Debit
0.8%, max $5.00
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Stripe charges 2.9% + $0.30 per successful domestic card transaction in the US. International cards incur an additional 1% fee (3.9% + $0.30), and currency conversion adds another 1%. ACH direct debit payments are 0.8% with a $5.00 cap.
To pass Stripe fees to the customer, use the reverse calculation formula: Charge Amount = (Desired Net + $0.30) / (1 - 0.029). For example, to receive $100 net, charge $103.27. Check local regulations as some jurisdictions restrict surcharging credit cards.
The percentage fee (2.9%) stays the same regardless of transaction amount, but the flat $0.30 fee has a bigger impact on smaller transactions. A $5 charge has an effective rate of 8.9%, while a $1,000 charge has an effective rate of 2.93%. This is why minimum purchase amounts exist.
Both Stripe and PayPal charge 2.9% + $0.30 for standard domestic card payments. Stripe often has lower fees for international transactions and offers volume discounts for businesses processing over $80,000/month. PayPal has higher fees for international transactions (4.4% + fixed fee).
Yes. Stripe offers custom pricing for businesses processing over $80,000 per month. You can also reduce effective fees by: using ACH payments (0.8%), accepting Link payments, batching payouts, and minimizing refunds and chargebacks.
Stripe Fee Calculator is part of BriskTool's collection of free online tools. All processing runs entirely in your browser for maximum privacy and speed.