Retirement Calculator

Estimate how much you need to save for retirement based on your goals

Files never leave your deviceNo signup required

Current Age

Retire At

Current Savings ($)

Monthly Savings ($)

Return Rate (%)

Annual Expenses ($)

You're on track!

At Retirement

$1,475,835

4% Rule Target

$1,250,000

Safe Withdrawal/yr

$59,033

Savings Last

100+ years

Total Contributed

$260,000

Investment Growth

$1,215,835

Frequently Asked Questions

How much do I need to retire?▼

A common rule of thumb is 25x your annual expenses (the 4% rule). If you spend $50K/year, you need about $1.25M saved.

What is the 4% rule?▼

The 4% rule suggests you can safely withdraw 4% of your retirement savings per year without running out of money over a 30-year retirement.

1Open the Retirement Calculator tool above - it loads instantly in your browser.
2Enter your data or upload your file. Everything is processed locally on your device - nothing is uploaded to any server.
3Get your results instantly. Copy, download, or share - completely free with no signup required.

Retirement Calculatoris part of BriskTool's collection of free online tools. All tools run entirely in your browser for maximum privacy and speed.